Terms of use

Last updated: July 2026

By using this website you agree to these terms. If you do not agree with them, please do not use the site.

1. Age restriction

This site is intended solely for adults aged 18 or over, or the higher minimum age applicable where you live. By using it you confirm that you meet that requirement.

2. Nature of the site

Ledger&Odds publishes independent editorial content about gambling regulation, digital payments and consumer protection. We are not a gambling operator. We do not offer, host or facilitate any gambling product, do not accept wagers, and do not hold, receive or transmit customer funds. Nothing on this site constitutes an offer or inducement to gamble.

3. No advice

Our content is general information only. It is not legal, financial, tax or gambling advice, and it is not a prediction of any outcome. All gambling carries a built-in house edge and a real risk of financial loss. Decisions you make after reading this site are your own.

4. Your legal position

Online gambling is regulated, restricted or prohibited depending on the territory. It is your responsibility to establish whether participating is lawful where you are located, and to comply with any operator's own terms and restricted-territory list. Attempting to disguise your location in order to access a service you are excluded from is a breach of those operators' terms and may cost you access to your funds.

5. Accuracy

We take care with licence numbers, corporate details and product information, and we cite them as published by the operators and their regulators at the time of writing. These change. We give no warranty that any detail on the site is current or complete, and you should verify anything material against the primary source — the regulator's own public register — before relying on it. Notify us of an error via Contact and we will check and correct it.

6. Affiliate disclosure

Some outbound links are commercial and may earn us a fee if a reader subsequently opens an account with the destination operator. This costs the reader nothing and does not influence our editorial judgement. Commercial links are marked in the page markup.

7. Third-party sites

We do not control the sites we link to and are not responsible for their content, terms, privacy practices, availability or conduct. Following an external link is at your own risk, and the destination site's terms apply from that point.

8. Intellectual property

Editorial content on this site is ours unless stated otherwise, and may not be reproduced in substantial part without written permission. Third-party names, trade marks and licence identifiers referred to on this site belong to their respective owners and are used for identification and reporting purposes only. Their appearance here does not imply any partnership, endorsement or approval unless we say so explicitly.

9. Liability

To the fullest extent permitted by law, we exclude liability for any loss arising from use of, or reliance on, this website or any site linked from it — including gambling losses. Nothing in these terms limits liability that cannot lawfully be limited.

10. Changes and governing law

We may amend these terms at any time by posting a revised version with an updated date. These terms are governed by the laws of YOUR JURISDICTION, and the courts of that jurisdiction have exclusive jurisdiction over any dispute.